Try Our Mortgage Calculator

Use our home loan calculator to estimate your total mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan, to calculate your mortgage payment, schedule, and more.
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Your mortgage payments over 30 years will add up to $0.
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Mortgage Help

Down Payment

The typical rule of thumb is to pay 20 percent of the home's price as your down payment, although some mortgage loans require as little as 3.5 percent down. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.

Loan Term

Your loan program can affect your interest rate and monthly payments. Choose from 30-year fixed, 15-year fixed, and more in the calculator.

Loan Type

There are several types of mortgage loans, but the most commonly used are fixed-rate and adjustable-rate loans. Fixed-rate loans have the same interest rate for the entire duration of the loan. That means your monthly payment will be the same, even for long-term loans, such as 30-year fixed-rate mortgages. Two benefits to this loan type are stability, and being able to calculate your total interest up front. Adjustable-rate mortgages (ARMs) have interest rates that can change over time. Typically they start out at a lower interest rate than a fixed-rate loan, and hold that rate for a set number of years, before changing interest rates from year to year. For example, if you have a 5/1 ARM, you will have the same interest rate for the first 5 years, and then your interest rate will change from year to year. The main benefit of an adjustable-rate loan is starting off with a lower interest rate.

Interest Rate

This field is pre-filled with the current average mortgage rate. Your actual rate will vary based on factors like credit score and down payment.

Property Tax Rate

The mortgage payment calculator includes estimated property taxes based on the home's value. You can edit this in the advanced options.

Home Insurance

Home insurance or homeowners insurance is typically required by lenders, depending on the loan program. You can edit this number in the mortgage calculator advanced options.

HOA Fees

A homeowners association fee (HOA fee) is an amount of money that must be paid monthly by owners of certain types of residential properties, and HOAs collect these fees to assist with maintaining and improving properties in the association.

REVIEWS

  • MK BUILT LLC
    Homi's expertise in investment properties was not comparable to any other agents that I have worked before. He helped us identify lucrative opportunities and provided excellent guidance throughout the purchasing process. Truly grateful for his assistance!
  • Olivia Brown
    Homi's communication skills were exceptional. He promptly responded to our queries and kept us updated throughout the entire selling process. It was a pleasure working with someone so reliable and responsive.
  • Amir Shakeri
    As an international investor, I had the privilege of working with Homi, and I must say that the experience was exceptional. Homi's genuine and caring nature sets him apart, making him the best realtor I have had the pleasure of working with. His attentiveness and dedication to ensuring my needs were met surpassed all expectations. I am truly grateful for all the help and support Homi provided throughout the entire process. Navigating the real estate market in a foreign country can be daunting, but Homi's expertise and professionalism made the entire experience seamless. He took the time to understand my investment goals and preferences, guiding me through the intricacies of the market with precision and care. His deep knowledge of the local real estate landscape, combined with his genuine concern for my success, made me feel confident and at ease every step of the way. I cannot emphasize enough how grateful I am for Homi's exceptional service. He went above and beyond to ensure that my investment journey was smooth and successful. His attention to detail, prompt communication, and willingness to go the extra mile truly made a significant difference. Homi's dedication and genuine care for his clients shine through, and I wholeheartedly recommend him to anyone in need of a remarkable realtor. Thank you, Homi, for your outstanding support. Your professionalism, kindness, and expertise made working with you an absolute pleasure. I am grateful for all your help and look forward to future collaborations.
  • Micheal Anderson
    Homi's extensive network of professionals and service providers proved invaluable during our relocation process. His recommendations for movers, contractors, and other services made our transition smooth and hassle-free. Homi truly goes above and beyond for his clients.
  • Davod Kamali
    Homi's exceptional negotiation skills helped us secure our dream home at a great price. His market insights and strategic approach were instrumental in making it happen. Highly recommend Homi for anyone looking to buy!
  • Dr. Josh Brown
    Homi truly stands out as the premier real estate agent in Florida! With his invaluable assistance, I have successfully acquired my second home, reaffirming his exceptional skills and expertise. Homi's unwavering dedication to his clients is evident in his consistent availability and willingness to address any and all questions that arise throughout the process. His prompt and reliable responses provide a sense of assurance and confidence that truly set him apart. Having experienced Homi's exceptional service firsthand, I am eagerly anticipating the opportunity to work with him again to acquire my third Airbnb property. His extensive knowledge of the market, combined with his keen understanding of the unique considerations involved in investment properties, makes him the ideal partner for such ventures. With Homi by my side, I have full trust in his ability to identify the perfect property and guide me through the intricacies of the Airbnb market, ensuring a successful investment journey. I cannot express enough gratitude to Homi for his unwavering support and guidance throughout my real estate endeavors. His professionalism, expertise, and genuine care for his clients make him the ultimate choice for anyone seeking a top-notch real estate agent in Florida. Thank you, Homi, for everything you've done thus far, and I eagerly look forward to our future collaborations in the exciting world of real estate!
  • Alkhal Renovation LLC
    Homi's remarkable expertise in investment properties proved to be an invaluable asset. His deep understanding of the market, paired with a strategic approach, played a pivotal role in helping us uncover lucrative opportunities. Homi's unwavering support and guidance throughout the purchasing process were truly exceptional. He went the extra mile to ensure we were equipped with the knowledge needed to make informed decisions and secure the most advantageous deals. Our investment success can be directly attributed to Homi's unparalleled expertise, and we couldn't be more satisfied. For those seeking to venture into the realm of real estate investments, we wholeheartedly endorse Homi as the ultimate trusted advisor.
  • Colton Clark
    Homi surpassed our expectations as a real estate agent with his unparalleled attention to detail and extensive market knowledge. His meticulous approach to finding the perfect home for us was truly impressive. We were thoroughly impressed with his professionalism and dedication, and we highly recommend his services to anyone in search of their dream home. Working with Homi was an absolute pleasure, and we are grateful for his expertise and guidance throughout the entire process.
  • Nicholas Kennedy
    Communication is key in any real estate transaction, and Homi's exceptional communication skills set him apart. He promptly responded to all our queries and kept us informed at every stage of the selling process. Homi's reliability and responsiveness gave us a sense of confidence and peace of mind. We truly appreciated his dedication to keeping us updated and ensuring that we were well-informed throughout the entire process. Homi's communication skills are a testament to his professionalism and commitment to his clients' satisfaction.
  • HKH Design LLC
    Homi's profound understanding of investment properties proved to be invaluable. His extensive knowledge of the market, coupled with his strategic approach, helped us identify lucrative opportunities. Homi's guidance and support throughout the purchasing process were truly remarkable. He went above and beyond to ensure we made informed decisions and secured the best possible deals. We couldn't be happier with our investment, and we owe it all to Homi's expertise. If you're looking to venture into the world of real estate investments, we highly recommend Homi as your trusted advisor.
  • Rissa E Harris
    As first-time homebuyers, we couldn't have asked for a better guide than Homi. His patience, expertise, and genuine care for our needs made the entire process a stress-free experience. Homi took the time to understand our preferences and requirements, presenting us with multiple options that exceeded our expectations. We are thrilled with our new home, and we owe it all to Homi's exceptional guidance. If you're in search of a reliable and knowledgeable real estate agent, Homi is the one to trust. We are immensely grateful for his professionalism and expertise.
  • Dr. Alexander Dane
    Homayoun is an exceptional realtor who truly excels in his profession. Not only did he provide invaluable assistance throughout the entire home buying process, but he also extended his expertise to help some of my friends successfully sell their homes. His knowledge and experience in the real estate industry are truly commendable, and I cannot thank him enough for his outstanding support. One of the standout qualities that Homayoun possesses is his exceptional communication skills. He is a fantastic listener and takes the time to truly understand his clients' needs and preferences. Whether it was explaining complex real estate jargon, providing updates on the market, or addressing any concerns or questions I had, he always communicated with clarity and patience. His prompt responsiveness and willingness to go the extra mile in ensuring effective communication made the entire experience seamless and stress-free. Furthermore, Homayoun's dedication to his clients is evident in the way he puts their best interests at the forefront of every decision. He carefully guided me through the intricacies of the buying process, providing valuable insights and recommendations along the way. His attention to detail, combined with his thorough market analysis, enabled me to make informed decisions and ultimately find the perfect home. I have no doubt that his expertise and commitment have been instrumental in helping numerous individuals navigate the real estate market with confidence.
  • Anthony Beve
    Working alongside Homi was an absolute delight! From the moment we started working together, it became evident that he possesses an unparalleled passion for his craft. His dedication and drive to excel in his field are truly remarkable. Homi's unwavering commitment to delivering exceptional services sets him apart from the rest. He consistently goes above and beyond to ensure that every task is completed to the highest standard. Whether it's a small project or a complex assignment, he approaches it with utmost care and attention to detail. His meticulous nature and strong work ethic ensure that nothing is overlooked. What truly sets Homi apart is his genuine desire to exceed expectations. He not only meets the requirements but consistently strives to surpass them, going the extra mile to deliver outstanding results. He understands the value of customer satisfaction and consistently aims to provide a superior level of service that leaves clients impressed and delighted. Working with Homi is a breath of fresh air. His positive attitude and enthusiasm are infectious, creating a motivating and enjoyable work environment. He fosters collaboration, listens attentively to others' ideas, and incorporates diverse perspectives to enhance the overall outcome. I have no hesitation in recommending Homi to anyone seeking exceptional services. His professionalism, passion, and unwavering commitment to excellence make him an outstanding choice. When you work with Homi, you can be confident that you are collaborating with a true professional who will consistently deliver remarkable results.
  • Sarina Nayeb
    Homayoun's exceptional qualities as a realtor make him an outstanding choice for anyone in search of their dream home. His responsiveness and attentiveness set him apart, ensuring that every client receives the utmost care and attention throughout the entire home-buying process. Homayoun's commitment to detail is truly remarkable, as he leaves no stone unturned in finding the best-suited house or condo that aligns perfectly with his clients' needs and preferences. One of the standout features of Homayoun's approach is his ability to truly understand his clients' requirements. He takes the time to listen actively, grasping not only their explicit desires but also their underlying motivations and aspirations. With this deep understanding, he navigates the real estate market with precision, presenting his clients with a carefully curated selection of properties that match their criteria. Homayoun's dedication to providing personalized service ensures that each client feels valued and confident in their home-buying journey. Furthermore, Homayoun's extensive knowledge of the market, coupled with his strong network of industry professionals, enables him to provide invaluable guidance throughout the entire process. From initial property visits to negotiating offers and coordinating inspections, he expertly handles every aspect of the transaction, leaving his clients stress-free and well-informed. His commitment to going above and beyond for his clients is unwavering, making the experience of working with him truly exceptional.
  • Valrick Fullins
    When you have a million dollar listing, finding any agent who would list it; is like finding water in the sea. We had it listed for several weeks looking for a price I knew we could sell it at because of the market. But we weren’t getting any offers for our list price. Yes we were 20% above an already marked up price but I wasn’t willing to let it go for anything below that. I went through 2 realtors backed by 2 big firms before being recommend to Mr. Kamalimoghaddam. The same day I used his service we had two appointments. They both came in at lower offers than I was willing to sell at. A week went by and we finally got a serious offer, and ended up closing on the deal 15 days later. I highly recommend and will be using Mr. Kamalimoghaddam to sell our condo in Tampa once my wife’s internship is complete.

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